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Utpal Mukherji @ utpal67gmail-com
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Profile Overview

Utpal Mukherji

Vice President, Circle Branch Banking Operations Head

I am a Banking Professional with a enriched and diversified Banking experience of more than 26 years. I am presently working as  Vice Pesident in Axis Bank Ltd. I am working in Axis Bank since 2002. Before Axis Bank I have worked in IDBI Bank as Senior Manager from 2000 to 2002. I started my career as Probationary Officer in Punjab & Sind Bank  and worked there till 2000. I have worked in Loan & Advances, Human Resources, Corporate Banking, Forex & Retail Banking Departments in the Banking Industry. I have won several accolades & awards in Bank testifying the fact towards excellence in achievement in Banking service.

My core competencies are:

Business Development

  • Identifying prospective business, establishing strategic partnership and alliances, generating business from the existing accounts and achieving profitability and increased sales growth.
  • Exploring potential business avenues to penetrate new accounts and expand existing clientele.

Marketing

  • Implementing competent business strategies to market a wide range of banking, liability and asset products and achieve pre-set sales and profit targets.
  • Analysing latest marketing trends and tracking competitors’activities and providing valuable inputs for fine tuning sales & marketing strategies.

Client Servicing

  • Identifying prospective clients including HNIs and generating business from the existing clientele, thereby achieving business targets.
  • Mapping client’s requirements and providing them expert advisory services pertaining to selection of right banking products.

Credit & Advances

  • Overseeing credit screening of proposals & ensuring adherence to company norms.
  • Devising risk policies, managing risks and implementing effective mechanisms to mitigate them.
  • Reviewing delinquent accounts & portfolio to control recovery operations for delinquent customer & proper documentation.
  • Monitoring Bank Guarantees of clients and appropriate follow up for expired cases.
  • Supervising and reconciliation of collection from customer
  • Arranging payment of overdue accounts.
  • Co-ordinating legal action on unpaid accounts .
  • Generating & maintaining MIS reports pertaining to delinquent accounts/ recoveries.
Profile Photo Dr. Stefan Kornmacher Profile Photo Om Prakash Agrawal

Email

utpal67@gmail.com

Phone Number

8826177333

Address

House No 491, Sector 14 Gurugram 120001, Haryana, India

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Activity Rating 27 / FICM Ecosystem Action Points

 

 

 

 

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